Time for change- enough is enough. !!
I have persevered with this Bank for too long. In truth, in respect of EVERY major UK Bank there is an acute need for a CUSTOMER- LED NATIONAL CAMPAIGN to start to force Banks (…. You know… the Banks which we, the taxpayers bailed out !!!!) to actually PROVIDE A SERVICE for we PAYING customers. My issues with the Cooperative Bank have peaked today with my first experience of the horrendous new , erm, “ improved” 😂 online banking facility. But firstly let me explain why this is the last straw AND LAY DOWN A VERY REASONABLE CHALLENGE TO WHOMSOEVER RESPONDS WITH THE USUAL BLAND “ So sorry to hear this; I’ll pass your feedback on; why not try Twitter or Facebook?” . Why? Well, I am 76 years old, am having cancer immunotherapy,have an urgent need, have banked with you for years and also and for example:
- you closed our local branch down ( in a town with a population of + 100,000) several years ago;
- our nearest branch now involves a 50 mile round trip, petrol, parking and usually food expenses…. but now….ONE CAN’T EVEN PHONE THAT BANK DIRECTLY to make an appointment. I know of people who have made that 50 mile round trip only to be unable to secure an appointment “ on the day” and who have thus returned home “ un- served”- how crazy is THAT ?! But……
- the phone number which one is given to contact is what used to be the 24 hour telephone banking service which now closes at 6 pm and…… on the past 5 occasions when I have been FORCED to use it ( no local branch, no direct phone access to make an appointment) there has been an average waiting time of 50 minutes …..and…. even when one does get through , the service and competence levels are utterly atrocious . As one example:
- in January our daughter, husband plus our 2 grandkids age 4 and 10 months had their home in Auckland, New Zealand, flooded. We needed to send emergency money and previously would have simply spent 15 minutes by prior appointment with our local branch manager. Hmmm. No longer. I waited 1 hour for a telephone banking response; I was not allowed to speak to anybody on the international transfer team; it was a large and urgent amount; the person concerned had NEVER before carried out an international transfer; to cut a long story short, she totally mucked up the process; then further complicated it by claiming it was resolved when it wasn’t; the money was lost in the ether for several weeks (!!) and our family obviously didn’t receive it. I spent literally tens of hours pursuing it whilst simultaneously undergoing cancer immunotherapy. Not great. It was eventually resolved after letters of complaint and with a muted apology and a £75 “ compensation” but that basically covered a subsequent half day driving to and from the 50 mile round trip branch , a lunch, petrol, parking, etc on a day when I wasn’t very well. And today ?? Well….
- I use online banking for various needs ( paying bills, weekly checks and balances and switching between accounts ( eg current and savings); I also receive posted regular statements from the bank. Well, erm….
- the new online system is not worthy of having been a school project by my UK grandson unless the target was “ totally ruin something which currently works if not perfectly then at least adequately”!! Because, inter alia;
- I urgently need to transfer money from the savings account to the current account to make a payment for something which I need; the new system appears to have lost the facility to transfer between one’s OWN ACCOUNTS- yes, there is a list of other existing payees but NOT a facility/ Dropbox for transfers between accounts as previously existed. And…
- there is now a FIVE DAY wait for a response to an online email query from me. TOO LATE for my current issue. And if was previously a 48 hour response. In addition….
- having read recent Trustpilot reviews of the new Transactions / Statements columns ( a disaster apparently) I refuse to be forced to choose between ceasing receiving posted statements if I now want to view a statement online. Indeed, I cannot currently fathom what I CAN do with this “ improved” system. So , in summary :
- I don’t want what will simply be a template “ oh dear, I’ll pass it on or you could try Facebook” response. We all know that this is not customer service. It is actually lip service. I pay £ 15.50 per month for the dubious privilege of being a “ Premier Banking customer”. I would like some help please. And some honest answers to questions like:
- what are the actual IMPROVEMENTS I have received?
- do you genuinely think that I am by now receiving ANY service whatsoever ? And if YES, can you define it for me?
And to all readers out there…IS IT NOT TIME FOR A NATIONAL CAMPAIGN TO ADDRESS ALL OF THE WOEFUL CUSTOMER SERVlCE LEVELS FROM ALL OF THE MAJOR UK BANKS ?!
AND;
I am not sure how to reply / “ reach out”. I am 76 years of age and cope as best I can.How do I do this ??
June 15, 2023
Unprompted review