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Gusto Reviews 

2,536
•
TrustScore 2 out of 5

1.9

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Review summary

Created with AI, based on recent reviews

Evaluating 239 reviews, most reviewers were unhappy with their experience overall. Consumers frequently struggle with unresponsive customer support, facing long delays, unhelpful answers, and immense difficulty when trying to resolve urgent account issues. Many people also experience severe problems with payroll processing, tax handling, and unexpected charges that create constant operational stress for small businesses. Some reviewers were happy with the platform's core payroll features and general ease of use for everyday tasks. Others noted that certain staff members provided helpful assistance, going above and beyond to deliver great service during their interactions. A few users mentioned that the system is overall straightforward when things run smoothly.

What people talk about most

Customer service

Consumers find customer service to be a disappointment, reporting poor service, unhelpful canned responses,... See more

Service

Users describe negative interactions with service, highlighting terrible follow through, poor communication,... See more

Payment

Clients share negative opinions on payment, reporting widespread frustration with delayed direct deposits,... See more

Staff

Customers had negative experiences with staff, highlighting unhelpful support agents and long delays in... See more

Response time

Customers consistently note negative experiences with response time, reporting that it can take weeks to get... See more

Reviews shaping this summary

Rated 2 out of 5 stars

Mixed feelings running a simple payroll is quick and fairly easy. About 1/2 my customer service chats have been helpful, but the other 1/2, not so much. Some of them can be a little snarky and condesc... See more

Company replied

Rated 2 out of 5 stars

The follow through is terrible. I have 2 issues that they won't resolve, one is a tax issue. They promise to take care of it but don't!.

Company replied

Rated 2 out of 5 stars

Where Gusto gets 5 stars is with the basics of running payroll. Very easy, have never had an issue. However, with compliance issues...0 stars. I had two employees move from Utah to Massachusetts... See more

Company replied

Rated 2 out of 5 stars

They make it impossible to cancel. They don’t process exemptions well. Customer support staff have no idea about how payroll works so they have to look things up and then get it wrong. Not a great com... See more

Company replied


Company details

  1. Payroll Service
  2. also in
  3. Business Administration Service
  4. Insurance Broker

About Gusto

Written by the company

Logo

Trusted by 500,000+ businesses and their teams.

Payroll image

Gusto was designed and engineered to make payroll, benefits, and HR easier for small and medium sized businesses.

- Automatic payroll tax filing
- Compliance support
- Easy benefits integrations
- Hiring and onboarding tools
- Access to HR experts

People platform image

Gusto is the people platform. We make it easy to manage your growing team, all in one place.

Running a business goes beyond payroll. Gusto also offers affordable health benefits options and even free financial benefits to help employees save and manage their money. Plus, 401(k)s, and 529 College Savings.

Favorite software? We integrate with that.

We sync with your favorite tools — QuickBooks, Xero, T Sheets, Homebase, Clover, Shopify, Expensify, and many more.

Plans start at just $49/month.

No matter your business size or goals we have a plan for you. Transparent pricing. Flexible features. No hidden fees.


Contact info

1.9

Poor

TrustScore 2 out of 5

3K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 97% of negative reviews

Typically replies within 1 week

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1.9

All reviews

(2,536)

237 reviews in the last 12 months

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Rated 1 out of 5 stars

Absolutely the worst system and company…

Absolutely the worst system and company to work for with payroll. Sales reps lied about easy setup, being able to transfer data, and providing a dedicated account rep. The tech support system is atrocious: they cannot look up your account without a special code, your phone number, your name, your email, your entity name, your entity d/b/a name, mailing address, EIN, last 4 of bank number, and what type of entity you are (no joke, you need ALL OF IT just so they can look you up). You need to verify every time you call in even if they hang up or accidentally disconnect. Have spent over half a day trying to get ahold of someone that is not a base rep and they still have not been able to do so. Have multiple support tickets open that are unresolved with zero follow up. They have representatives assigned to US accounts and payroll taxes but the reps 1) don't live in the US and 2) are not even trained on US tax identities and basic information.

If you don't want your payroll run and want to be ignored forever, Gusto is the system for you. If you are a sane person that wants to process payroll, have an actual tech support team with who you hire on, have a customer support team for who you hire on, and not die of old age waiting for someone to fix issues, literally go with any other system out there. In fact, payroll would be faster to process if you just used an abacus and both arms tied behind your back.

October 13, 2026
Unprompted review
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Reply from Gusto

Hi Matt, thank you for sharing this. We’re sorry your experience fell short of what you were promised, especially the delays in reaching someone who could resolve your open tickets. That’s not the standard we hold ourselves to.

We verify identity details on calls to protect the sensitive payroll and tax information in your account, but we recognize it shouldn’t feel repetitive or slow you down. Your feedback on setup expectations, support follow-up, and wait times has been noted and will be shared with the appropriate teams.

Rated 1 out of 5 stars

If I could give zero stars I would

If I could give zero stars I would. I have had a horrible experience with Gusto. All I can say is stay far away and choose another payroll processor. They really messed up a payroll situation with me and I'm now having to spend a lot of money paying an accountant to fix the mess. Gusto supervisors were completely not helpful, and even more so, were the cause of the issue in the first place. They don't care about their customers and honestly, what they're doing should be criminal.

October 13, 2026
Unprompted review
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Reply from Gusto

Hi Jennifer, we’re sorry to hear about your experience, and we understand how frustrating a payroll error can be. This isn’t the level of service we aim to provide. Your feedback has been shared with the appropriate teams.

Rated 1 out of 5 stars

As a whole what you see is what you get…

As a whole what you see is what you get with Gusto. However their heat and eat is another matter, they charge extra on top of the already inflated meal prices for these ping meals and then send out substandard overcooked food that I personally wouldn't choose in a supermarket.
As usual their customer service is beyond poor and when they should be offering compensation they instead offer partial refund for something inedible.

October 12, 2026
Unprompted review
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Reply from Gusto

Hello there, we believe you are looking for Gousto. Gusto is a US based payroll provider!

Rated 1 out of 5 stars

Gusto Makes It Impossible to Fix Payroll—Then Refuses to Help

Gusto has some of the worst customer service I have ever experienced. Their system prevents you from correcting your own payroll, forcing you to contact customer support. Then, when you finally reach someone, they are unable to help.

Their customer support is entirely offshore in my experience, and the representatives seem to have no authority or ability to resolve even basic payroll issues. I was told I needed to upload a SELFIE just to get assistance correcting payroll!

I spent over an HOUR trying to reach a supervisor. They delayed and transferred me until they could conveniently tell me their office was "closed." Representative repeatedly promise someone will get back to you "as soon as possible," and then NEVER follow through. So you're forced to start the entire ridiculous process all over again.

The most frustrating part is that Gusto creates the problem in the first place. Their system restricts your ability to manage and correct your own payroll, yet they provide no effective customer support to resolve the issues their system creates.

As a business owner, I need a payroll company that actually supports the businesses paying for its services. Instead, Gusto seems focused entirely on collecting fees while putting virtually no effort into customer support or accountability.

Gusto is happy to take your money, but when you actually need help, you're on your own. Absolutely terrible service.

October 10, 2026
Unprompted review
Gusto logo

Reply from Gusto

Hi Sierra,

Thank you for taking the time to share this, and we’re truly sorry. As a business owner, you count on your payroll provider to be there when something needs fixing, and it’s clear we weren’t there for you. Spending over an hour trying to reach someone, being transferred along the way, and then not hearing back after being promised a follow-up is frustrating, and it isn’t the experience we want any customer to have.

We also understand that being unable to correct your own payroll, and then having to go through extra verification steps to get help, can feel like one more obstacle when you’re already under pressure. Those verification steps exist to protect your sensitive payroll and tax information, but we recognize they shouldn’t come at the cost of timely, effective support.

We take your comments about support access, escalation, and follow-through seriously and are sharing them with our team. We’re sorry we fell short, and we appreciate you telling us.

Rated 1 out of 5 stars

WE WERE A PARTY OF FIVE

WE WERE A PARTY OF FIVE, EVERYONE HAS BEEN SICK. WE ARE GUESSING FOOD POISONING... SERVICE AND FOOD QUALITY, TERRIBLE! THEY SURVE PARMASION IN A PLASTIC CONTAINER.. SAVE YOUR MONEY IT'S NO GOOD.

October 7, 2026
Unprompted review
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Reply from Gusto

Hello Robert, we believe you are looking for Gousto cooking, this is Gusto a US based payroll provider!

Rated 1 out of 5 stars

On September 30 posted a review about…

On September 30 posted a review about the poor Customerservice at Gusto. I mean the worst you can imagine. I’m seeing a response three days ago. I still do not have a scheduled call with gusto. I do not know why it is so difficult to schedule a phone call. I am unwilling to call the general customer service number. I have done that twice. The first time I awarded the mission after 55 minutes of still being verified. The second time the Csr insisted over and over that I was not a customer. Even though I was currently logged on. I will not go through that again. I specifically asked that this be escalated and a phone call be scheduled. That has not happened.

September 2, 2026
Unprompted review
Gusto logo

Reply from Gusto

Hi Sierra,

Thank you for taking the time to share this, and we’re truly sorry. As a business owner, you count on your payroll provider to be there when something needs fixing, and it’s clear we weren’t there for you. Spending over an hour trying to reach someone, being transferred along the way, and then not hearing back after being promised a follow-up is frustrating, and it isn’t the experience we want any customer to have.

We also understand that being unable to correct your own payroll, and then having to go through extra verification steps to get help, can feel like one more obstacle when you’re already under pressure. Those verification steps exist to protect your sensitive payroll and tax information, but we recognize they shouldn’t come at the cost of timely, effective support.

Your feedback on support access, escalation, and follow-through has been noted and will be shared with the appropriate teams. We’re sorry we fell short, and we appreciate you telling us.

Rated 1 out of 5 stars

Looks Good, but looks can be deceiving

This Birmingham Italian Restaurant is situated on the corner of the Grand Hotel and looks very inviting, aess does the menu, but after that, it just lets you down.
I had a pizza, and fries, but the fries were as thin as rakes, not very tasty, and looked uninviting.
The pizza I had, was large, very thin base with 'bubbly' full of air edging, so looked good. The very thin looking tomato sauce was actually opaque, and tasteless. At £2 a topping, I had red peppers, which amounted to four thin pieces, plus red onions, of which I couldn't see any.
I could buy a plain pizza from Tesco. add my own toppings, at a much lower cost, and it would have beaten this one, hands down! The pizza was £13.75 before any toppings!
I did have a lager beer and a large glass of red wine, which I thought were just average, but pricey.
When it came to the bill, there was a service charge of £6.34, which I wasn't made aware of, plus a tip included of £4.25, again which I didn't know about!, plus a discretionary service charge of 12.5% 'will be added to your bill'.
I thought, ''when is it going to end'', and was very annoyed. I found out that the waiter only received 25% of the tip too!
The whole experience was unsatisfactory and expensive, just a complete rip off, so be warned. I will never cross their door entrance ever again.
Now you know!!!

October 5, 2026
Unprompted review
Gusto logo

Reply from Gusto

We believe you're looking for Gousto cooking and meal kits, this is Gusto a US based payroll provider!

Rated 1 out of 5 stars

This is my third complaint about Gusto

This is my third complaint about this company. Phone and chat support have produced repeated assurances, but no verified resolution.

I have received contradictory guidance about an employer change, a promised specialist follow-up did not happen, and reporting items for an employee’s former location still appear after I was told they had been removed. An escalation case was shown as closed while the underlying employer-change issue remained unresolved.

These matters affect payroll and tax reporting. Conflicting answers leave me uncertain about what has been completed and what still requires action. Repeatedly asking the customer to explain the same problem is not effective follow-through.

I expect a qualified person to own these issues through completion, clearly identify any remaining requirements and confirm in writing when each problem has actually been resolved.

October 6, 2026
Unprompted review
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Reply from Gusto

Hello Vic,

Thank you for your review and for flagging these concerns. We’re sorry for the frustration and uncertainty this has caused, especially when payroll and tax reporting are involved.

While we appreciate you bringing this to our attention, we’re unable to provide case details or support through a public review site. We encourage you to continue working with the specialist assigned to your case, who can review the open items, clarify what has been completed and what still needs action, and confirm next steps with you directly.

We take your comments about communication and follow-through seriously and are sharing them with our team.

Rated 5 out of 5 stars

I'm surprised to see the low reviews…

I'm surprised to see the low reviews for Gusto as I have not had the experience others seem to be having.

I've used Gusto for two businesses now: a brick-and-mortar pet service business with ~8 employees and my solopreneur biz operations business.

In both cases, the platform has been a saving grace in making payroll, payroll tax, and unemployment insurance compliance easy and giving me one less convoluted business process to worry about. I've never had any issues with payroll, with my taxes being paid appropriately and on time.

I have not used any of their other services like benefits or time tracking. I have had to interact with customer service once - a couple years back - and the interaction was good and my issue was resolved.

I don't have the pet service business anymore but I've been a Gusto user collectively for ~6 years and I'm very happy with the platform.

October 5, 2026
Unprompted review
Gusto logo

Reply from Gusto

Cheryl, thank you so much for sharing your experience! We love hearing that Gusto has helped make payroll and tax compliance easier across both of your businesses. Knowing we’ve been able to give you one less thing to worry about over the past six years means a lot to us. We truly appreciate the positive feedback!

Rated 1 out of 5 stars

DON'T TRUST!!!

Full of broken promises, poor communication, and complete incompetence.

My payroll taxes were filed incorrectly, and their mistakes have cost me thousands of dollars in penalties, interest, and fees. Despite repeatedly reaching out for help, I have spent three weeks chasing emails and requesting answers, only to be met with silence and no meaningful response.

The most frustrating part is that nobody seems to understand what was done wrong or how to fix it. There is a complete lack of accountability, professionalism, and urgency when dealing with serious payroll tax issues that can have major financial consequences for a business.

This has been an absolute nightmare from start to finish and easily the worst experience I have ever had with a payroll provider. I would strongly advise any business owner to think twice before trusting them with payroll tax filings and compliance.

October 2, 2026
Unprompted review
Gusto logo

Reply from Gusto

We’re sorry to hear about your experience and understand how frustrating payroll tax issues can be, particularly when penalties, interest, or fees are involved.
Hello Lia,

We’d like to continue working with you through your open support case to review the tax filings and address the taxes currently marked as prepaid outside of Gusto. Our team can review the account details with you, clarify what occurred, and help determine the appropriate next steps.

We apologize for the delays and communication issues you experienced and appreciate the opportunity to work toward a resolution.

Rated 1 out of 5 stars

Horrific

Horrific. They will block your payroll after the submission deadline siting insufficient funds and then refuse to correct their error. They also can't provide any documentation to support their position.

Edit to add - I have been emailing back and forth with my open ticket and all they do is repeat that they cannot provide any documentation, and again, were unwilling to waive the fee when they declined a payroll with 8 minutes left to get in touch with support since it was after a deadline. You have been unhelpful and unable to provide any documentation to support your claims. If you use a third party, you're still responsible to retaining documentation - ESPECIALLY when it is payroll related.

September 27, 2026
Unprompted review
Gusto logo

Reply from Gusto

Hello Mo,
We’re sorry to hear about your experience and understand the frustration caused by the payroll cancellation.

We’d like to continue working with you through your open support case to review what occurred and provide the available information regarding the payroll and the Plaid account verification. Our team can address your questions, clarify the circumstances surrounding the cancellation, and discuss next steps.

We apologize for the inconvenience and appreciate the opportunity to work toward a resolution.

Rated 5 out of 5 stars

My experience with Gusto has been…

My experience with Gusto has been great. Customer service, how they file my taxes and complete all of the extra paperwork that we don't have time for. 10/10!

September 29, 2026
Unprompted review
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Reply from Gusto

Thank you so much for the 10/10! 💚 We’re so glad Gusto has helped take payroll, taxes, and paperwork off your plate so you can spend more time focusing on your business. We really appreciate you taking the time to share your experience!

Rated 1 out of 5 stars

Please do your research before switching to Gusto!

Please do your research before switching to Gusto. I wish I had.

Gusto made a significant mistake during our onboarding process, and months later, the issue is still unresolved. Despite repeatedly reaching out for help, the support has been virtually nonexistent, with no real ownership or resolution.

When a payroll company creates an issue during onboarding that affects your business, you should be able to trust them to fix it. That has not been our experience.

Switching payroll companies is a huge undertaking, and I genuinely regret making this move. Read the recent reviews and know exactly what you’re signing up for.

September 1, 2026
Unprompted review
Gusto logo

Reply from Gusto

We’re sorry to hear about your experience, especially after making such a significant transition to Gusto. We understand how important it is to feel supported when an onboarding issue affects your business. We’d like to make sure the right team has visibility into what happened and can review your experience directly. Please reach out to our support team with your account details so we can take a closer look.

Rated 1 out of 5 stars

Went back on to have a look after years…

Went back on to have a look after years not ordering, saw a discount code and thought why not, added meals to my basket saw not discount code applies came out of it,for me to received that £60 had come out my bank, when i never pressed proceed and why is my bank details on there system ,rang them up nothing they can do cant cancel and refund me in full,20% discount offered what an awful company no compassion for the customer at all. Please be aware when LOOKING as you will be buying meal and not knowing you have done.

September 24, 2026
Unprompted review
Gusto logo

Reply from Gusto

We believe this review is for Gousto the meal provider, not Gusto a payroll provider

Rated 1 out of 5 stars

If it’s possible to give one star to a…

If it’s possible to give one star to a company, that’s what I would give gusto since their buyout. I had several good experiences for years with gusto and referred plenty of people. Since they got bought out, the quality of customer care is beyond poor. It takes at least five calls to get anything taken care of. Run as look at another company. Gusto is no longer worth your time or your money.

Update: I was never contacted via phone, this response makes me furious. I worked directly with the insurance company to resolve the issue and sent pics of the poor response from Gusto to get the enrollment escalated. Gusto, prior to responding, you should check your facts and spend the time resolving the situation.

September 21, 2026
Unprompted review
Gusto logo

Reply from Gusto

We’re sorry to hear your recent experiences haven’t matched the level of service you received from Gusto in the past. We do see that you have an open support case, 44215530, and that a specialist reached out as recently as today. We encourage you to continue working directly with that specialist, as they’ll be best positioned to review the account details and help move things toward resolution.

Rated 1 out of 5 stars

Gusto mistake is Not Their Problem It’s Yours

If Gusto makes a mistake then the onus is on you to correct the problem. An error led to Gusto not paying State Unemployment taxes. Gusto owned up to the error. Gusto policy is to not pay overdue taxes even though Gusto is at fault. Now I have to do the leg work on my on with no help from Gusto. I can make mistakes on my on with this kind of support plus I don’t pay for their incompetence and extremely poor customer service. It’s not exactly what happens, it’s how you take care of it. Currently looking for another payroll provider.

September 22, 2026
Unprompted review
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Reply from Gusto

We’re sorry to hear about this experience. We don’t have enough information from the review alone to locate the account or confirm the details, but we’d be happy to take a closer look. Please provide your contact information through Trustpilot so our team can review the situation and connect you with the appropriate support.

Rated 2 out of 5 stars

The follow through is terrible

The follow through is terrible. I have 2 issues that they won't resolve, one is a tax issue. They promise to take care of it but don't!.

September 10, 2026
Unprompted review
Gusto logo

Reply from Gusto

Hello Elizabeth, We’re sorry to hear how frustrating this experience has been. Our team is reviewing your concerns and will be reaching out through your open support case as soon as possible to continue working toward a resolution.

Rated 1 out of 5 stars

Gusto doesn't protect their customers from fraud

My daughter is a college student who also works part-time. She doesn't have much money. She was a victim of an online scam. She attempted to order something for $20 from a fake website (buildershowe.com) and they stole $700.00 from her. Her employer uses Gusto. Never ever use Gusto to order anything online! They do not protect their customers at all. Deal with Gusto at your own risk. It's not like dealing with Visa or a bank. Gusto has zero scam protection despite what they might say and terrible customer service with limited hours.
Update: Gusto has now "elected to close" her "Cash account" they are victimizing the victim of fraud for a second time. They're not just changing out her card numbers. They would rather close her account than protect her from scammers
My Daughter never chose Gusto, it was her employer. This is a big mess, and now it's causing problems for her getting paid in the future.

September 19, 2026
Unprompted review
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Reply from Gusto

We’re sorry to hear about your daughter’s experience. We were unable to locate an account or support case based on the information provided here, but our team is available to review her concerns directly. For privacy and security reasons, we’re unable to discuss account-specific details publicly, but we’d be happy to take a closer look through the appropriate support channel.

Rated 1 out of 5 stars

Bait and switch ad

Bait and switch ad. Terrible cancellation process.

September 18, 2026
Unprompted review
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Reply from Gusto

We’re sorry to hear your experience didn’t meet expectations. We’d like to better understand what happened with the promotion and cancellation process. If you’re open to it, please respond to our Trustpilot request with your account details so our team can review further.

Rated 1 out of 5 stars

Overpromised, repeated benefits errors, and painfully slow resolution

Gusto overpromised, repeatedly mishandled our benefits, and has been painfully slow to fix the problems.

When I bought my business, Gusto assured me that transferring payroll and benefits would be straightforward. The reality was months of delays after closing, poor communication, and incorrect guidance on multiple occasions. The service we received did not match what Gusto represented it could deliver.

During the transition, Gusto added temporary benefit deductions and told me they would be removed once the new coverage was in place. They were not removed as promised, resulting in duplicate benefit deductions from employees' paychecks.

Then we discovered that our dental coverage had been canceled, with vision coverage also left unresolved. I have spent more than a week escalating this without a meaningful resolution or a clear timeline. In the meantime, my company is paying employees' dental expenses out of pocket.

Mistakes happen. What is unacceptable is a pattern of mistakes followed by slow responses and no one taking effective ownership of the solution. I hired Gusto to make payroll and benefits easier. Instead, I have spent months chasing corrections to problems Gusto was supposed to prevent.

I want Gusto to restore dental and vision coverage or provide immediate replacement options for my approval.

September 17, 2026
Unprompted review
Gusto logo

Reply from Gusto

We’re sorry to hear about the issues you’ve experienced with your benefits transition and the time it has taken to reach a resolution. We understand how disruptive benefit coverage and deduction issues can be for both employers and employees. Our team is reviewing your concerns and will continue working with you directly through your existing support case, where we can securely discuss the details and next steps.

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