Avant Reviews 

I am not satisfied with the delay in processing my loan. I had obligations to make and I have been given different information almost every time.

I have worked with you before and I have to say no problems easy website and good customer service

Sent out a check payment along with other payments to other companies on the same day. All have been received and cleared except Avant. They won't post credit to my account until 14 business days has passed. Ridiculous policy. Payment should post and credit when received.

Everything !! Simple, transparent, and honest.

Excellent company.

I have had 4 unauthorized debits since n my account for 15.59 . I explained to them this in 4/26 Then on 9/26 they explained to me they can inly do a one month creditWhy . Everyone I want talk to says call here call there . All theysay is talk to this dept then this one etc etc. someone will call you back , never happens. I have to file a ftc complaint and waste more time . Anyone who wants this card . Please don’t do it . They act like they can get awau wih anything.

Signed up with a mail in offer that said no annual fee. Later after my first transaction they applied a $39 annual fee. I would not have accepted this card if I knew it had this fee. I contacted support, because their website is ABSOLUTE GARBAGE and I could not cancel any auto payments on their TRASH website. I sent emails and they said I have to call the phone number about the annual fee and the problem with the autopay. I contacted support on the phone because the email support couldnt help, and the first person couldnt help me with much other than cancelling the auto pay (this helped). The situation has been escalated to a higher manager or something now, and I have to wait longer, to get this annual fee removed. I immediately closed my account (somehow could do this just through an email which was fine.) and the account was closed within 30 days. Hopefully they remove the annual fee and keep my account closed because I did not accept this fee.

I will change my review if they honor the situation and fix it.

I’ve done business with Avant several times and I’ve never had a bad experience.

It was easy and very quick to get a response.

What a horrible company. Do not use these people services. They are very poor when it comes to business. Every loan i had with these people was paid in for immediately. Not sure why they keep pulling my name when i dont never their services. Horrible for business. Pkease go harass someone who need your money because i dont. They will contyto bother you. Not good..

It’s easy to get a credit card with this company but once you do, don’t plan on having any sort of customer service because they could care less about helping you. I made a payment on my due date it was just a little bit past the daily cutoff time and was charged a late fee. When I called about it, I was told there was nothing that they could do. So I just paid off my balance at the end of last month and called to close my account today and I had a balance of $8.45 in interest fees! Since they’re such a helpful company, they expected me to pay that $8.45 instead of trying to keep me as a valued customer and absorbing that interest fee. I’m so glad to be done with this company!

I received a pre-selected offer in the mail with a QR code and all these promises, especially the one that says, “ you’re already pre-selected, so it’s easy to apply without the worry because it won’t hurt your credit score to check your offer.” Yet, upon scanning the QR code and going to the website trying to obtain my personal offer, I was funneled to a credit card application in full. Meaning I had to enter all of my personal information from Social Security number to address, etc. and in order to complete the process it requires checking several boxes that include giving a lot permission to contact me electronically and also permission for them to do a inquiry on my credit. Which will impact my credit score and that directly contradicts what the offer letter I received says. I called and spoke with two different live agents at Avant, and both of them could not grasp this concept and told me to “contact MY credit reporting agency directly” for my issue. Needless to say, I will not be applying for a credit card with this type of financial institution.

I applied for a loan. It was an emergency.I thought it was approved. I was told I would have an answer within 24 hours. I didn’t hear anything from them for 3 days. Then when I finally do hear from them, they have 1 million questions about my credit history like they can’t just look it up. I’m not jumping through hoops to get money from anywhere. So I canceled my application and I’ll figure it out on my own.

I am very disappointed with my experience with Avant Credit’s customer service. I called today, 10/08/2026, at approximately 10:25 AM regarding an issue that I needed help resolving.

Unfortunately, the representative I spoke with was extremely unprofessional and disrespectful. Instead of trying to help me resolve the issue, she told me, “That’s your problem, not
mine,” and refused to assist me. Her tone and choice of words were inappropriate and unacceptable for a customer service representative.

I also asked for her name, but she refused to provide it. She mentioned a name that sounded like “Lenna,” although I am not certain that this was her actual name.

I sincerely hope that Avant Credit’s management will review this call and take this complaint seriously. Employees who speak to customers in this manner do not represent the company in a professional or respectful way.

Customers deserve to be treated with respect and to receive reasonable assistan
ce when they contact customer service. I hope management addresses this matter so that other customers do not have to experience the same treatment.

Thank you very much for helping me with my financial

Run as far as you can. You are due next month, they mark you late and report that to the credit bureaus. They also charge you for not collecting auto pay, after you already paid. They give you a federal protected forbearance and mark you late on the credit bureaus. The worst nightmare of my life. 3 months fighting this abuse.

This is the worst credit card I have. All bad reviews on reddit. I BARELY use this card only last resort and their purchase fees a month are high so if you make the minimum payments it will NEVER go down. The app is useless cause you can't even look at your transactions. I just want to pay this card off and close it. It also always gets declined at stores. Worst card ever!

avant just add a annual fee on me 10-6-2026 they say I been late never true I have a 100 percent payment history my wife has cancer I used my cards setting at a 48 percent utilation just 18 percent over but I am trying to save my wife life this card is not worth having they go by TransUnion I have cought them way behind updateing information and giving false information I tried to talk to them they tell me just shut down the card when said and done my utilation is about 40 percent 10 percent above the average just more dam money for them late fee & paper fee & and now annual fees there very sorry card company never been late with them and. pay more than I should and still got screwed by them