American Dream Warranty Reviews 

2,736
•
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 580 reviews, reviewers had a great experience with this company. Customers frequently praise the staff for being exceptionally polite, knowledgeable, and genuinely helpful when answering questions about their policies. Consumers often mention that representatives handle account updates, billing questions, and other concerns quickly, making interactions pleasant. Some people were dissatisfied with the claim process, noting that repair requests were frequently denied or bogged down by unexpected rules. Reviewers also mentioned experiencing long telephone hold times and difficulties getting clear support or communication from the company after enrollment. A few consumers expressed frustration that coverage details did not match initial promises made by sales representatives.

What people talk about most

Staff

Clients share positive opinions on staff, frequently highlighting friendly, knowledgeable, and professional... See more

Customer service

People report positive experiences with customer service, noting that representatives are professional,... See more

Service

Consumers find service to be ambiguous, with reviewers expressing frustration over denied claims, lengthy... See more

Claim

Reviewers mention negative feedback about claim experiences, frequently reporting unexpected denials,... See more

Warranty

Customers had ambiguous experiences with warranty, with some reviewers praising agents for making coverage... See more

Reviews shaping this summary

Rated 5 out of 5 stars

CSR TY WAS VERY PROFESSIONAL AND COURTEOUS IN REGARDS TO THE BILLING SITUATION PHONE CALL THAT I MADE THIS MORNING OCT 5, 2026. SHE WAS ABLE TO REFUND OVERPAYMENT AND REASSURED ME THAT AUTO PAY WAS... See more

Rated 5 out of 5 stars

I had to cancel a policy due to the covered car being totaled and get a policy on the replacement vehicle. Sharone was by far the most helpful representative of any company I've had to work with. Very... See more

Rated 5 out of 5 stars

I received an email that my payment was past due. That happened because my debit card was hacked and I had forgotten to provide American Dream my new number. I was quickly helped and made payment wit... See more

Rated 5 out of 5 stars

Brock Austin was very knowledgeable. He even provided another option that would have been a benefit. Quick clear and efficient process. Now I don’t have to worry about. I’m grateful.


Company details

  1. Insurance Agency
  2. also in
  3. Car Repair and Maintenance

Written by the company

Buying a car is one of the biggest investments you'll make—so protecting that investment is just as important as the purchase itself. A customized service contract offers peace of mind by shielding you from the high cost of unexpected repairs. With auto repair expenses steadily rising, having the right coverage can make a significant difference for your wallet. At American Dream Warranty, we're here to help you find the right contract to keep you covered and confident on the road. Our plans are tailored to fit your vehicle, your driving habits, and your budget—giving you control and flexibility. Whether it’s unforeseen engine trouble, electrical issues, or transmission repairs, we’ve got you covered. Let us take the stress out of car ownership so you can focus on enjoying the drive.


Contact info

4.1

Great

TrustScore 4 out of 5

3K reviews

5-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 91% of negative reviews

Typically replies within 1 week

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4.1

All reviews

(2,736)

556 reviews in the last 12 months

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Rated 1 out of 5 stars

American Dream???

First of all, I submitted a claim over a year ago got nothing . after paying these people thousands of dollars for a warranty I asked for a claim one time and had to pay out of my own pocket . Then since then I’ve traded my vehicle in so I don’t own it anymore and I called them . I was informed I was getting some money back on what I paid they told me how much they were sending. First time I called to check was in August they told me the check would be in the mail mid September. I called them back because I hadn’t gotten a check yet. They said “ Oh well it’s still in process if you don’t get a check by October 2, call us back and we’ll have a check check cut for you “ now October 14 just called. I was told that he’s going talk to his supervisors and find out what’s going on and they’re going to check into your process and someone will be in touch soon. I asked how long . He told me if you don’t hear anything in a month check back. He told me how much the check was going to be same amount as my previous call. so why is there such a problem? This is an unacceptable waiting period. If I owed them this money they’d be coming after me.I am extremely disappointed in this company.
Patricia Kania , Ma.

October 14, 2026
Unprompted review
Rated 2 out of 5 stars

Just wanted to let everybody know I…

Just wanted to let everybody know I have used this company and their service for over a year and a half now. The last couple times I have used them. Everything went well. It took 48 hours for them to get back to me and approve my claim. This time so far I’ve been waiting six days and they keep telling me I will get an email by the end of the day each dat after the 48 hours. Very frustrating with this situation and not having my car. Just wanted to let everybody know about this situation and what could happen when you make a claim. Just an update, after 6 1/2 days they got back to me and denied my claim because my wheel sensor had to much wear and tear.

October 11, 2026
Unprompted review
American Dream Warranty logo

Reply from American Dream Warranty

We’re truly sorry to hear about your experience and appreciate you bringing it to our attention. Your feedback matters, and we’d like the opportunity to make things right.
Please reach out to our Resolution Manager directly at RM@AmericanDreamAutoProtect.com so we can look into your concerns and work toward a resolution. We are committed to providing quality service and would like the chance to improve your experience.
Thank you,
The American Dream Auto Protect Team

Rated 1 out of 5 stars

Scammers

Scammers. Do not buy anything from them. They lie and then say they did not say that

September 1, 2026
Unprompted review
American Dream Warranty logo

Reply from American Dream Warranty

We’re truly sorry to hear about your experience and appreciate you bringing it to our attention. Your feedback matters, and we’d like the opportunity to make things right.
Please reach out to our Resolution Manager directly at RM@AmericanDreamAutoProtect.com so we can look into your concerns and work toward a resolution. We are committed to providing quality service and would like the chance to improve your experience.
Thank you,
The American Dream Auto Protect Team

Rated 1 out of 5 stars

American Dream is a scam

American Dream is a scam. Their warranty is a car owner’s nightmare.

October 5, 2026
Unprompted review
American Dream Warranty logo

Reply from American Dream Warranty

We’re truly sorry to hear about your experience and appreciate you bringing it to our attention. Your feedback matters, and we’d like the opportunity to make things right.
Please reach out to our Resolution Manager directly at RM@AmericanDreamAutoProtect.com so we can look into your concerns and work toward a resolution. We are committed to providing quality service and would like the chance to improve your experience.
Thank you,
The American Dream Auto Protect Team

Rated 5 out of 5 stars

Great customer service

Great customer service. Anthony took care of my issue faster than expected. Their quality and the ability to take care of your car is top notch.

October 6, 2026
Unprompted review
Rated 5 out of 5 stars

CSR TY WAS VERY PROFESSIONAL AND…

CSR TY WAS VERY PROFESSIONAL AND COURTEOUS IN REGARDS TO THE BILLING SITUATION PHONE CALL THAT I MADE THIS MORNING OCT 5, 2026. SHE WAS ABLE TO REFUND OVERPAYMENT AND REASSURED ME THAT AUTO PAY WAS CANCELLED. I DO HAVE TO SAY THAT CUSTOMER SERVICE PERSONNEL HAS BEEN VERY PLEASANT AND HELPFUL EACH TIME I CALLED IN TO AMERICAN DREAM WITH A QUESTION OR ANY CONCERNS.
THANK YOU,
JP VALADEZ

October 5, 2026
Unprompted review
Rated 5 out of 5 stars

This company itself gets scored 1…

This company itself gets scored 1 star!!!Platinum plan was in place for months and transmission issues occurred. Was denied coverage for not taking it in within a certain amount of time or miles. Claimed I drove over 2200 miles from Aug 6th to the 26th. Which wasn’t true. Work at night remote barely drive and I only drive my truck.Thought it was water in gas that caused the slight jerk. After it continued occasional jerk I took it and claim was filed.Was denied and nothing in contract advised I was on a timeframe or certain mileage to get it serviced since I don’t drive except maybe 3x’s out the week very short distance up the street. Anywho the 5 stars is for Ty in redemption !! She is the only good that I found about this company. Thank you for being the only positive light in this situation. Just know I wouldn’t recommend anyone to this company!! Ty is a jewel just sad she has to deal with people who were ripped off and she has nothing to do with it. She showed she holds her job down and I appreciate all the assistance Eventhou I cancelled and never want any dealings with them again!! Ty you are above a 10 for customer experience and listening to understand!! Keep shining!😊

September 30, 2026
Unprompted review
Rated 5 out of 5 stars

Anthony was great

Anthony was great! He gave us info on our warranty and how to file a claim making everything easy to understand.

October 1, 2026
Unprompted review
Rated 5 out of 5 stars

Anthony Perez - Awesome!!

Spoke with Anthony Perez - he was extremely helpful in assisting me with navigating my coverage for the plan I purchased a few months ago. 100% would recommend working with him again!

September 30, 2026
Unprompted review
Rated 3 out of 5 stars

Cancellation

The salesman, Anthony Williams, answered my questions thoroughly. He was very courteous and took the time to find out answers if he didn’t already know them. I accepted all the information and paid for the plan to be in effect. Within a week approximately 10 different sales people contacted me about purchasing one of your warranty plans. To each one I explain I had already purchased a plan. On the second week I received an email saying that I had not accepted the plan and that was my final offer. The following Saturday, my car wouldn’t start and I needed a boost along with another battery. I tried to contact Customer Service and found out that Customer Service wasn’t available on Saturday. My insurance provider came out to boost my car. I went to the nearest auto place purchased a battery knowing that on Monday, I could contact American dream Customer Service. That’s when I found out. They weren’t open on Saturdays and only certain hours through the week. I reached out to American dream the following Monday regarding my issue and was not able to contact anyone regarding my battery I spoke with the sales person. He suggested I contact Customer Service and talk to them about it. Unfortunately, I could not contact Customer Service. So on the fourth day, I decided to call and cancel. I spoke with a representative named Ty. She explained to me the refund process and sent me an email showing I had canceled and explained all the steps to me so that I would understand. Thank you for giving me a chance to have my car under warranty with American Dream Warranty.

September 27, 2026
Unprompted review
Rated 1 out of 5 stars

Unprofessional and careless

I still haven't received my refund check fron 6 months ago that I cancel
This company steals money. They own me almost 4k. Im still waiting

March 10, 2026
Unprompted review
American Dream Warranty logo

Reply from American Dream Warranty

We’re truly sorry to hear about your experience and appreciate you bringing it to our attention. Your feedback matters, and we’d like the opportunity to make things right.
Please reach out to our Resolution Manager directly at RM@AmericanDreamAutoProtect.com so we can look into your concerns and work toward a resolution. We are committed to providing quality service and would like the chance to improve your experience.
Thank you,
The American Dream Auto Protect Team

Rated 1 out of 5 stars

When I was shopping for an extended…

When I was shopping for an extended warranty on my 2014 Range Rover, they assured me it would cover the hydraulic system. When the time came where I had issues with the hydraulic system, they wouldn’t cover the repair so I had to pay out of pocket. Thanks for nothing! I wouldn’t recommend this company to my worse enemy.

June 10, 2026
Unprompted review
American Dream Warranty logo

Reply from American Dream Warranty

We’re truly sorry to hear about your experience and appreciate you bringing it to our attention. Your feedback matters, and we’d like the opportunity to make things right.
Please reach out to our Resolution Manager directly at RM@AmericanDreamAutoProtect.com so we can look into your concerns and work toward a resolution. We are committed to providing quality service and would like the chance to improve your experience.
Thank you,
The American Dream Auto Protect Team

Rated 1 out of 5 stars

Do not waste your money or your time…

Do not waste your money or your time with these crooks!
American Dream never approves any claim.
Second time for me! Truck overheated. Dealer stated needs new radiator and thermostat. Both parts listed as covered except for fine print on page 6 in contract. Radiator and thermostat are not covered if caused by overheating. So sorry.

Do not waste your money or your time with these crooks

details:I took my truck into the GMC dealership on Thursday, the 17th. The dealership found the thermostat had failed, causing the truck to overheat. They recommend replacing the radiator, thermostat and radiator cap.
Dealership processed the order for approval on Tuesday the 20th and was told it might take 24 -48 hours for approval. Please note; I never let the truck get too hot to cause any real damage.

On the 23rd there was still no answer from you, so I called in to check. American Dream representative promised an answer by end of business Friday. Friday came and went (no answer). I had to wait until Monday when I followed up again. Was promised an answer by the end of day Monday. Monday came and went, (still no answer).

Your company sells on the premise of providing financial protection for customers. I have not seen anything professional or responsive to create any confidence in my policy. GMC dealer stated they had never dealt with a company so bad as American Dream Warranty. I had warned her based on my previous experience when the 1st claim for me was denied for stupid reasons. I was stranded in the middle of the night but could have continued driving and blown the engine. Your representative said that would heve been covered. My efforts saved the engine and you money, but I was rewarded with claim denial! I tried to cancel my policy then and was told I was a special case, and they would do me a favor in good faith and pay the claim if I did not cancel. They did not want to see me without coverage.

I fully expected American Dream Warranty to deny this claim as well and you did not disappoint. Plus , I was not sure I would ever get a decision from you but expected the results when it finally came. The dealer could not believe the denial.
I have approved the repairs but the truck is still in the shop waiting for parts. Your delays have cost me an extra week or two delay without my truck. Thanks for that!
Claiming the overheating caused the thermostat to fail is ridiculous. That's putting the cart before the horse!

Since the Radiator and thermostat are covered parts, I wonder what circumstance would have to occur for you to cover them. They cannot fail without overheating the vehicle.

September 28, 2026
Unprompted review
American Dream Warranty logo

Reply from American Dream Warranty

We’re truly sorry to hear about your experience and appreciate you bringing it to our attention. Your feedback matters, and we’d like the opportunity to make things right.
Please reach out to our Resolution Manager directly at RM@AmericanDreamAutoProtect.com so we can look into your concerns and work toward a resolution. We are committed to providing quality service and would like the chance to improve your experience.
Thank you,
The American Dream Auto Protect Team

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