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Together Loans Reviews 

9,637
•
TrustScore 4.5 out of 5

4.6

Car Finance and Loan Company
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Review summary

Created with AI, based on recent reviews

Considering 3,212 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and friendly customer service representatives for being extremely helpful, professional, and thorough throughout the entire loan process. Many people find the application procedure very easy, fast, and straightforward, featuring clear instructions, low monthly payments, and quick fund approvals. Some reviewers were not happy with payment and deposit procedures, noting that the borrowed money is unfortunately sent to the cosigner rather than the actual borrower. Additionally, consumers often mentioned occasional difficulties in reaching support via phone or email and experiencing unexpected delays before funds finally become accessible.

What people talk about most

Customer service

People report positive experiences with customer service, expressing deep appreciation for the fast support... See more

User experience

Users describe positive interactions with user experience, highlighting that the application process is fast,... See more

Staff

Customers had positive experiences with staff, frequently highlighting their helpfulness, great product... See more

Payment

Clients share ambiguous opinions on payment, with many reviewers praising the low interest rates, manageable... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Everything has been smooth sailing so far. This is my second loan with them but first under the Together name. Hopefully the experience stays good. I didn’t have to speak with any customer service ove... See more

Company replied

Rated 5 out of 5 stars

It was super easy with together loans, their people were very patient and very helpful. I gave them my cosigner information and he filled out a easy form, then once he was done he clicked on the link... See more

Company replied

Rated 5 out of 5 stars

I was in a bad way financially, behind on bills , needing food for my kids , rent was late , I ran out of options and was so depressed.. my friend luckily could co-sign for me and I’m still waiting fo... See more

Rated 5 out of 5 stars

The ease in which every step of the process was to navigate. And once the application was started there were no sudden surprises that popped up. Every customer service rep. Was highly professional.

Company replied

Company details

  1. Car Finance and Loan Company
  2. also in
  3. Alternative Financial Service
  4. Non-Bank Financial Service

About Together Loans

Written by the company

Together Loans

The US guarantor loan company that offers old-fashioned loans based on trust. Fast, flexible and straight forward. Borrow up to $10,000 with a guarantor within 24 hours. Comparison Rate 35.99%

Decisions made by real people

Together Loans doesn't just let computers decide if you can have a guarantor loan. The most important thing is that you have a friend or family member who trusts you enough to guarantee to make repayments if you don't, and that you can afford to repay the loan.

No Fees or Charges ever

Together Loans doesn't charge fees for applying for a loan, paying your loan off early or making a late payment. The only thing you pay is the interest agreed before the loan is paid out.

A cheaper way to borrow

Our guarantor loans are around ¼ th of the interest rate of a payday loan and are proven to be one of the cheapest options for anyone borrowing $3,000 - $10,000 with bad credit.

Paying off your guarantor loan

We've thought of as many ways as possible for you to repay your guarantor loan. Monthly repayments are made automatically by ACH, but you can also pay in our App or over the phone at any time during office hours. Interest is calculated daily so you only pay for the time you have the loan. This means if you pay the loan off early, you pay less than the agreed amount as you stop paying interest on that money immediately.

Join the thousands of customers who we have helped today.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

10K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 63% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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4.6

All reviews

(9,637)

3,110 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more
Rated 4 out of 5 stars

Quick and easy

Quick and easy. Doing the cosigner was a little confusing for my husband but we got it done. The money showed up super fast.

7 October 2026
Rated 5 out of 5 stars

Learning to work with People who are not technical savvy.

The representative was very patient, courteous, and professional. The only thing that was aggravating was when my cosigner was trying to ask questions concerning the video call. The representatives hung up, when he tried to a question. So he have to called back and on the 3rd call. He finally got a representative patience enough to listen and instruct.

12 October 2026
Rated 3 out of 5 stars

There's ups and downs...

I liked that I got the $3000 loan at $118 a month but trying to get it was nothing short of a hassle. I moved from New York down to South Carolina and they wanted a 3 month bill either utility or phone etc. Which of course, I Didn't have. I think a simple Valid I.D should suffice with your name and address on it. It would make the process more smooth and probably a lot more customers. My loan did get approved today and it gets sent to your Co-Signers account which I also think is crazy. If I'm the one paying the loan out of my check each month, I'd expect it to go into my bank account and not someone else's.

13 October 2026
Rated 5 out of 5 stars

I really appreciate this company for…

I really appreciate this company for helping me with a loan that I desperately needed. The monthly payments are very reasonable and although I needed a cosigner, they assisted me with how I went on asking someone to cosign for me. I’m very grateful for their help.

6 October 2026

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