Wise  Reviews 

302,969
•
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 26,331 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the digital platform is very intuitive and makes transferring money abroad fast, reliable, and remarkably simple. People also appreciate the very reasonable transfer fees and competitive exchange rates that offer much better value than traditional high street banks. However, some customers also noted occasional processing delays with certain international payments and the strict account verification steps required. A few other people also felt that unexpected extra charges or local transaction limits could sometimes cause frustration during their financial operations.

What people talk about most

User experience

People report positive experiences with user experience, highlighting an easy platform to use and intuitive... See more

Payment

Clients share ambiguous opinions on payment, with many reviewers praising the super quick transfers, easy... See more

Service

Reviewers mention positive feedback about service, highlighting fast international money transfers, cheap... See more

Price

Consumers find price to be positive, highlighting competitive exchange rates, transparency, and much lower... See more

Value for money

Customers consistently note positive experiences with value for money, highlighting very reasonable rates and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I was recommended Wise by a friend 2 years ago. I love the instantaneous transfers of currencies within my own account and from Wise to Wise. External bank transactions have acceptable transfer t... See more

Company replied

Rated 4 out of 5 stars

Sometimes payments from CHF or EUR account to client CHF account takes too long. This occurs almost on every transfer to CHF, last experienced on ee below

Company replied

Rated 4 out of 5 stars

Easy platform to use. Local bank account number for all the major territories I need is very convenient. Rates are very reasonable. Only issue I have had is the local balance limit in Malaysia that ef... See more

Company replied

Rated 5 out of 5 stars

Going to Singapore needed a more flexible international card than our current one which took to long to load and poor exchange rate. Wise ticked both these boxes. Easy to top up from Australian bank a... See more

Company replied


Company details

  1. Financial Institution
  2. also in
  3. Money Transfer Service

About Wise

Written by the company

160+ countries. 40+ currencies. Money without borders.

Visit Wise
Contact Us

Contact info

  • 1st Floor Worship Square 65 Clifton Street London , EC2A 4JE, London, United Kingdom

  • wise.com

4.3

Excellent

TrustScore 4.5 out of 5

303K reviews

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4.3

All reviews

(302,969)

31,929 reviews in the last 12 months

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Rated 5 out of 5 stars
Wise  logo

Reply from Wise

Hey Lynn,

We appreciate you sharing your experience! Moving money should always feel effortless and quick, so we're glad to know we hit the mark for you 💚

Wise

Rated 2 out of 5 stars

Slow transfer of dollard

I am disappointed (and frankly very shocked) that for the last three transfers I have had to wait 3-7 days for my US Dollars to be transferred from my US Bank to my dollar bank account at Wise. The money is instantly removed from my bank account but I have to wait. I might understand if I were moving large sums of money but this had been the case when it’s only a few hundred dollars.

13 October 2026
Unprompted review
Wise  logo

Reply from Wise

Hey John,

Instant is always our goal and we usually give you an estimated delivery time when you set up your transfer. While most transfers arrive on time, delays can sometimes happen at any of the transfer stages — our transfer speed can depend on several factors like payment method, currencies involved, conversion (up to 2 working days), security checks, bank processing time, even weekends and holidays. Read more here: https://wi.se/whymytransferistakinglonger

For sending from USD, it typically arrives usually within hours, and up to 4 working days for ACH transfers. Usually within minutes, and up to 1 working day for wire transfers. More info here: https://wi.se/howlongcurrencypayments

If you'd like us to look into your specific transfers, please get in touch at: http://wi.se/help, or via social media on X, Facebook, or Instagram. We'll be happy to look into it.

Wise

Rated 5 out of 5 stars

Wasn’t quite sure I was doing things correctly

Wasn’t quite sure I was doing things correctly and they could see I wasn’t. Advised me how and helped me complete transaction. So easy to use overseas - found in some countries you do require a physical Wise card otherwise digital so easy. I’ve recommended a few friends to Wise.

8 September 2026
Unprompted review
Wise  logo

Reply from Wise

Hey Anne,

Thanks for sharing your experience, Anne. We're so glad our team was able to step in and assist you when you needed it. It's awesome to hear that Wise has been a reliable travel companion for you. Appreciate you sharing the love so that everyone can enjoy seamless spending abroad ✈️

Wise

Rated 5 out of 5 stars

Quick, easy and low cost

I've been using Wise for several years now to send payments to our factories that we work with and it's quick and easy. Their customer support has been great. Also it's way less expensive that my bank. Please keep up the great service!

14 October 2026
Wise  logo

Reply from Wise

Hey Melissa,

Knowing that our approach to borderless money moves is working well for you makes our day. Thanks for taking your time to share this — we'll keep working hard to keep your money safe, cheap, and easy to move!

Wise.

Rated 5 out of 5 stars

Super good I like it

Super good I like it

15 October 2026
Wise  logo

Reply from Wise

Hey Singh,

Knowing that Wise is hitting the mark for you is fantastic news — we'll keep working hard behind the scenes to keep your money safe, cheap, and seamless to move. Love this amazing review!

Wise.

Rated 4 out of 5 stars

Easy FX

Easy FX, cheaper use and worldwide acceptation

13 October 2026
Wise  logo

Reply from Wise

Hey Horacio,

Worldwide convenience without the heavy price tag — so glad you're loving the experience 🌍

Wise

Rated 5 out of 5 stars

Been using Wise transfer services for years...

I been using Wise on a regular basis to transfer funds from America to various countries. I use Wise 90% of the time because they're reliable, and I've never had major issue with the transfer.

There is one oddity, and it seems to happen every now and again. Wise seems to "hold" my funds for 2 to 3 days before they begin the transfer process, making the entire transfer take up to a week. Other transfers, even out of the same account, can complete in as little as seconds up to one day.

Other than that, Wise is a reliable and efficient way to transfer money between countries. I would recommend them to both friends and family.

9 October 2026
Unprompted review
Wise  logo

Reply from Wise

Hey Nate,

We love being your trusted choice nine times out of ten for sending money from the States across the globe! That short wait before processing begins usually comes down to how local American banking works. When paying via connected bank accounts (ACH debit), US banks take two to three business days to clear and deliver the money to us. Setting up transfers right before weekends or routine security checks can also pause things slightly, whereas debit cards, wires, or Wise balance payments arrive instantly. If you ever want our team to check a specific payment timeline, feel free to connect with us at https://wi.se/help anytime.

Wise

Rated 1 out of 5 stars

False advertising

I have transfered money to Vietnam and it still hasn't cleared 3 days later. You advertise it takes seconds for the recipient to receive the money. That is false advertising. Why is it taking so long??

13 October 2026
Wise  logo

Reply from Wise

Hi Paula,

We’re really sorry for the frustration and the delay with your transfer to Vietnam. While many of our transfers are completed in seconds, processing times can sometimes vary depending on receiving partner bank hours, local holidays, or standard compliance and security checks.

We completely understand how important it is for your money to arrive on time. Please reach out to our customer support team directly with your transfer reference number here https://wi.se/help or so we can look into what's causing the hold-up and get this sorted out for you as quickly as possible.

Wise

Rated 5 out of 5 stars

I like and love

Very easy to use and helpful.

14 October 2026
Wise  logo

Reply from Wise

Hi there,

Simple setup and genuine support are core to what we build every day. Knowing that the app is serving your needs so well brings a big smile to our team.

We appreciate you choosing us for your transfers.

Wise

Rated 5 out of 5 stars

Easy cheap fast

I use the app every day ; the credit card is perfect to shopping

14 October 2026
Wise  logo

Reply from Wise

Hi Marco,

Having us as part of your daily routine is incredible to hear! We are glad the card is making your everyday shopping smooth and hassle-free.

Thank you for choosing us for your transactions.

Wise

Rated 5 out of 5 stars

Great for international use

Great for international use, instant digital cards, interest rates are also good. Great options for international businesses

13 October 2026
Unprompted review
Wise  logo

Reply from Wise

Hi Aaron,

From instant virtual cards to rates that help your money grow, we love seeing our tools hit the mark for global team needs.

Thank you for trusting us to help run your business across borders.

Wise

Rated 4 out of 5 stars

Perfect but with some limits like no…

Perfect but with some limits like no Bizum and no working in some countries, but very good money exchange and good interest rates. The visa card in Italy works perfectly

14 October 2026
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Reply from Wise

Hi Eros,

Hearing that our card is performing seamlessly for you in Italy is super news! Our team works hard to offer clear exchange rates and strong card coverage worldwide.

While local availability and specific payment networks like Bizum vary by region, we are constantly expanding our features to cover more ground.

Thanks for sharing your feedback and choosing us for your spending abroad.

Wise

Rated 5 out of 5 stars

They do everything as it should be 10…

They do everything as it should be 10 out of 10 points congratulations

13 October 2026
Wise  logo

Reply from Wise

Hi Terkan,

A perfect score is incredible to see! Giving you the seamless experience you deserve every time you manage your money is what our team lives for.

Thanks for taking a moment to leave us such high praise.

Wise

Rated 1 out of 5 stars

Wise is fraudulent…

Wise keep ask me to submit a lot of documents and doing identity verification, which is very frustrating and annoying. I had Wise account for two years, and recently being keep asked to do verification, I do not do anything suspected or strange, I just want to send 50 pounds out, and the transaction was paused and a lot of troubles coming to me. Wise is fraud, do not use it, otherwise you will lose your mind and temper. their customer service is really bad. They always say they are regulated, but I think it is just their excuse to steal my money and ruin my right and freedom. Do not trust it anymore.

14 October 2026
Unprompted review
Wise  logo

Reply from Wise

Hello,

Thank you for sharing your feedback, and we sincerely apologize for the stress you have encountered. We know that being asked for verification after two years of using Wise feels unreasonable, but periodic account checks help ensure your profile and money stays secure.

We want to clear this up and help you get your transfer moving. Please send a private message to our support team on Instagram, Facebook, or X with your email address or membership number, and we will assist you.

Wise

Rated 5 out of 5 stars

Repeat payment

I made a repeat payment and all the details are there already which makes the process very straightforward. Quick response and speedy transfer.

9 October 2026
Wise  logo

Reply from Wise

Hello there,

Thank you so much for the great review! We are delighted to hear that making repeat payments is so straightforward and fast for you. Saving your transfer details to make future payments effortless is exactly what we aim for.

If you ever need support, feel free to send us a DM on Instagram, Facebook, or X with your email address or membership number. 💚

Wise

Rated 5 out of 5 stars

Very easy to use

Very easy to use, secure reliable and economic. Service is fast, with money transfers completing very quickly

Cost of service is very reasonable.

14 October 2026
Unprompted review
Wise  logo

Reply from Wise

Hi Phil,

We truly appreciate your great feedback! Combining rock-solid security and fast transfers with transparent, reasonable pricing is what we work hard for every single day. Thank you for choosing Wise!

Should you ever need assistance, our support team is just a DM away on Facebook, Instagram, or X with your membership number or email. 🚀

Wise

Rated 1 out of 5 stars

Bank abruptly not supported

Suddenly, my bank account was no longer supported by wise as of October 2025. I called wise, and they said they knew about it. I called my bank and they also knew about it. I reported a bug to Wise, since there was clearly a bug in a software update, and that whether it’s wise or the bank, they should work with their vendors to correct the issue.

No urgency and it’s now 1-year later with no resolution in sight. Adding an external account via bank and choosing wise with Plaid does not work. As does the reverse, adding the bank account from wise with Plaid. Customer service reps just beat around the bush and say they will provide help in subsequent emails, which has to this date never been helpful.

1 star because I literally have to go to a different app.

7 October 2026
Unprompted review

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