Alysha

She was very nice to deal with, and she found out what the email I received was about. Again, the only thing I wish is that Fetch would do direct billing, as that would help a ton.

I am giving this rating because of the advertising, it is stated that you guys work with low credit score people, people who are on consumer proposals, and they had stated to me that those should not be a problem. I was hesitant to proceed because my credit and my finacial set back i still proceeded, this company reassured me that this should work, and they have many options. In my experience its the same as any other car dealership, two options are you get the car loan or have a cosigner. They claim to have many options, but they do not. I got declined again. This company does the same thing as dealer ships and runs it through every bank. I have the income to support a vehicle loan, but it comes down to my credit, which I respect and understand, but I explained that I was on a consumer proposal and was told thatit shouldn't be an issue when in fact it was. This is not a gaurenteed approval not by a long shot, and I again allowed my credit to be run because I was told that they could for sure help me out. So if you have a low credit score, etc., don't expect to get an approval unless you have a good co-signer.

I like that i can set up my own payments with out contacting someone. It may be high interest, and their payments are only interest, but that works for me. I like this because it allows me to borrow when bigger corporate banks don't approve me. This also gives me practice and a budget. It's also funded the same day. Some companies say same day, but these guys mean it. I am considering doing a mortgage through them in the future. You also need to understand and be responsible for your payments this does work you just need to be diligent.

I personally don't feel like this is cost efficient for the portions. Sure you get some deals but I feel like this is expensive and I found going grocery shopping for the same ingredients to be cheaper. Not to mention if you use Uber eats to deliver your groceries it still works out to be cheaper. While I think this is a great app for people who are busy or may not be able to shop. I still think it's to expensive.

I have to say this is by far the best company that has helped me financially. While understanding that being loaned money is risky anywhere. I really wanted to change my financial situation. I was able to do this with spring financial, but it greatly improved my credit score. They have a program where this helps build your credit and they give good reports to the banks each month as long as you pay your loan back on time. I am greatful I stumbled upon them during my search. I feel like I am now heading on the right direction. No knew likes debt and while banks seemed to refuse me even though I had income to cover the cost of paying them back I was still at risk for them. It's nice to know there are good company's out there that are willing to help no matter you financial circumstance. I look forward to eventually getting a house one day.