DECTA Reviews 

36
•
TrustScore 3 out of 5

3.1

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Rated 5 out of 5 stars

We've been working with DECTA for a long time and can confidently say they're an excellent company. A stable payment gateway is crucial for our business, and DECTA fully meets our expectations. Transa... See more

Company replied

Rated 1 out of 5 stars

This company is subsidary of Rietumu Bank, about Rietumu bank you can read reviews in google, cheating their own customers with weird commissions all the time, so i would be careful with this company... See more

Company replied

Rated 5 out of 5 stars

I would like to Thank DECTA for the excellent service provided to me and my company ( LAL business ). This is the best payment gateway i have worked with; smooth and stable. I also would like to parti... See more

Rated 1 out of 5 stars

Harvested my contact details from somewhere and now keep spamming me and other members of my business. Don't support these clowns with your money as they are unwanted pests.

Company details

  1. Payment Service
  2. also in
  3. Business to Business Service
  4. Card Processing Service
  5. e-Commerce Service
  6. Software Company

Written by the company

We are DECTA - a global payment processing company, experts in FinTech. We provide a complete range of digital payment services designed with the needs of Merchants, Banks, and Payment Service Providers in mind. Used by 2000+ companies across 32 countries, our solutions include: Payment Acquiring Services, BIN Sponsorship and White Label Card Issuing, White label Payment Gateway, 3rd Party Technical Payment Processing. The company is a fully licensed e-money institution, authorised by the FCA UK to provide financial services, and certified with the highest PCI DSS Level 1 standard and holds Visa and Mastercard Principal Member status.


Contact info

3.1

Average

TrustScore 3 out of 5

36 reviews

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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 1 month

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3.1

All reviews

(36)

5 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great work

We've been cooperating for a while, everything is good.

September 7, 2026
Unprompted review
DECTA logo

Reply from DECTA

Thank you for the continued trust. It means a lot to hear that things have stayed steady over time.

Rated 5 out of 5 stars

We've been working with DECTA for a long time!

We've been working with DECTA for a long time and can confidently say they're an excellent company. A stable payment gateway is crucial for our business, and DECTA fully meets our expectations. Transactions run smoothly, payments are always credited on time, and the personal account is very convenient for monitoring analytics. I'd especially like to highlight the team's professionalism: their managers are always available, and technical issues are resolved promptly. We're delighted with this partnership and plan to continue to develop it!

September 2, 2026
Unprompted review
DECTA logo

Reply from DECTA

Thank you, Oksana! We're happy to hear that our payment gateway, analytics tools, and team have met your business needs, and look forward to our continued partnership.

Rated 1 out of 5 stars

Aggressive

Aggressive, overly persistent sales tactics. Lack of common sense.

August 21, 2026
Unprompted review
DECTA logo

Reply from DECTA

We're sorry to hear this was your experience. Our sales approach shouldn't feel aggressive, and we'd like to understand what happened here in more detail. If you're willing, please email merchants@decta.com with your company name so we can look into it and make adjustments as needed.

Rated 1 out of 5 stars

Avoid at all cost

Decta treats its merchants like absolute garbage.

There is no sense of partnership, professionalism, or mutual respect - the entire thing feels abusive and hostile. Leaving them was one of the best business decisions we have ever made.

The approval process took several exhausting months of dealing with their braindead "compliance" team, which repeatedly asked the same questions over and over again while demanding absurd and often impossible documentation that no legitimate company would realistically have. Communication was chaotic, inefficient, and completely detached from any understanding of how real businesses operate.

Even after finally approving the merchant account, the harassment did not stop. We constantly received last-minute demands for “just a few more documents,” often with ridiculous deadlines like “by tomorrow morning,” despite those requirements never being mentioned before. Instead of supporting merchants and building long-term relationships, their compliance department seems dedicated to making customers miserable and driving them away.

Decta created more operational stress and wasted more management time than any payment provider we have ever worked with. Disconnecting from this mess was an enormous relief for our team.

Hope they go broke as soon as possible.

February 16, 2026
Unprompted review
DECTA logo

Reply from DECTA

We are sorry to read that you feel this way about your experience with DECTA.

We take feedback seriously, particularly regarding onboarding, compliance communication, and merchant support. At present, however, we have been unable to identify any merchant relationship or onboarding case matching the details provided in your review.

We would genuinely appreciate the opportunity to investigate this further and better understand your concerns. If you are willing, please contact us directly using merchants@decta.com with your company name and any relevant details so that our team can review the matter thoroughly.

As a regulated payments business, we are required to carry out detailed compliance and due diligence procedures, although we always aim to do so in a professional, transparent, and commercially practical manner.

Rated 1 out of 5 stars

Illegal Miscoding

Involved in illegal miscoding of transactions, that then go to illegal casinos. Please avoid.

Support just pass the blame.

October 29, 2025
Unprompted review
DECTA logo

Reply from DECTA

Thank you for sharing your feedback. We want to assure you that we take allegations of compliance breaches extremely seriously, and that your email to our Compliance Team on Friday, October 31st, was received and promptly replied to.

Please note that for security, regulatory and privacy reasons, matters of this nature cannot and will not be discussed in a public forum.

Rated 5 out of 5 stars

Excellent service

I've been working with Decta for years, across different companies, and their service has always been exceptional. The team is professional, helpful, and prioritizes their clients' needs. Their technical platform is of high quality, ensuring reliability and efficiency in all transactions. I would consider Decta a reliable partner for anyone seeking quality financial solutions.

April 2, 2024
Unprompted review
Rated 1 out of 5 stars

Boycott Decta payments

It has been brought to my attention that Decta Payments is offering payment devices manufactured by a Russian company. This raised concerns for me, especially considering the current geopolitical tensions and regulations set forth by the EU and UK regarding transactions involving Russian entities, such as Article 12b of Council Regulation (EU) 833/2014.

This raise ethical and legal questions about Decta Payments' compliance with EU and UK regulations.
As consumers and business owners, it's important for us to be aware of where our money goes and the potential consequences of our choices.
I encourage all of Decta's customers to stop using companies services until Decta have stopped offering these products..

I hope that Decta Payments addresses these concerns transparently and takes appropriate actions to ensure compliance with all relevant regulations.

March 8, 2024
Unprompted review
Rated 1 out of 5 stars

Spaming Data Harvesters

Harvested my contact details from somewhere and now keep spamming me and other members of my business. Don't support these clowns with your money as they are unwanted pests.

November 30, 2023
Unprompted review
Rated 5 out of 5 stars

We are grateful for our fruitful partnership

We have had the pleasure of utilizing Decta's payment processing solutions for the past four years, and we are thrilled to share our positive experience. In our opinion, Decta stands out as the premier technology company for payment processors.
One of the key factors that sets Decta apart is their competitive pricing. Their rates are not only affordable but also fair, allowing us to maximize our budget while receiving top-notch services. This has significantly contributed to our satisfaction as a customer.
Equally impressive is the exceptional level of service provided by Decta. We would like to extend our sincere appreciation to our dedicated manager, Ilja, for his unwavering support. Ilja consistently goes above and beyond to assist us, always ready to lend a hand and promptly addressing any questions or concerns we may have. His efficiency and responsiveness have been instrumental in ensuring smooth operations for our team.
Without hesitation, we wholeheartedly recommend Decta to anyone seeking reliable and efficient payment processing services. With their team at the helm, particularly Ilja, any challenges or difficulties are resolved promptly and effectively.
We are grateful for our fruitful partnership with Decta and look forward to many more years of successful collaboration.

November 27, 2023
Unprompted review
Rated 5 out of 5 stars

Alexey was very thorough and…

Alexey was very thorough and knowledgeable about the boarding process of merchants and asked a lot of detailed questions. I found him very responsive and helpful. The process was very challenging in some respects but it was handled very professionally by Alexey and Dmitrijs,

November 23, 2021
Unprompted review
Rated 5 out of 5 stars

Amazing partnership

Partnering with Decta has been a real pleasure! Our account manager, Alex, is great, very responsive, and always ready to help with any matter. It's a delight working together and onboarding new customers.

November 23, 2021
Unprompted review
Rated 5 out of 5 stars

DECTA - Provides the competitive edge

DECTA offers latest technologies to support the ever-changing payment needs and requirements, and they also provides flexible commercial terms to keep us competitive in the marketplace.

September 1, 2021
Unprompted review
Rated 5 out of 5 stars

Thank you DECTA

I would like to Thank DECTA for the excellent service provided to me and my company ( LAL business ). This is the best payment gateway i have worked with; smooth and stable. I also would like to particularly thank Pratik Chitre for all his assistnce, excellent provided service, very proffesional level of communication with a smile. I would love to recommend Decta to every business. Five Stars

August 14, 2021
Unprompted review
Rated 1 out of 5 stars

This company is subsidary of Rietumu…

This company is subsidary of Rietumu Bank, about Rietumu bank you can read reviews in google, cheating their own customers with weird commissions all the time, so i would be careful with this company as well, and be prepared to some dogy things if you start work with this company. As a proof check owners in internet e.g. companycheck.co.uk all of them worked at Rietumu Bank can't be coincidence.

July 7, 2021
Unprompted review
DECTA logo

Reply from DECTA

Dear Juris,
Thank you for your review! Unfortunately, we did not find you among either past, or existing DECTA customers, however, we are very frustrated that you might feel unsatisfied with DECTA offered products. We would like to inform you that DECTA Limited is not a subsidiary of Rietumu Bank and is a fully independent privately owned company with an ownership structure publicly available in the registry for anyone. DECTA Limited is EMI licensed entity regulated by United Kingdom Financial Conduct Authority with strict internal AML, Compliance and Operational policies in place.

Rated 5 out of 5 stars

From the moment I contacted Decta it…

From the moment I contacted Decta it was a seamless process all my questions were answered in a very timely manner. I have compared other companies in the industry and have gotten better rates for payment processing with Decta, which made me feel that it was worth my time to choose them versus their completion. In any case their payment gateway solution is also a wonderful experience and cost effective tool.

November 12, 2020
Unprompted review

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