I’ve only had it for about a week but so far I like the auto pay the bill makes it a lot easier and makes it so you can’t forget to pay. Definitely recommend to others. There are different benefits on... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Atlas has helped me so much since using the app! And I haven’t been with them that long. Surprised me seeing such a huge difference in my credit score in such a short period of time! Usually things li... See more
Company replied
⭐⭐⭐⭐⭐ I’ve had a great experience with Atlas Credit! My credit score improve with a 58-point increase, and I’m genuinely happy with the progress I’ve made. Improving your credit can feel overwhelmi... See more
Company replied
The application process was easy and straightforward. Making payments is incredibly simple and made to be hassle-free. I love that it reports to the credit unions. It is a fantastic way to build credi... See more
Company replied
Company details
About Atlas - Rewards Credit Card
Written by the company
Atlas is an accessible rewards credit card and automation platform, that helps people save more with less effort. We're building the Costco/Prime of financial services, by reimagining access to credit and rewards.
Learn More
__________________________________________
Contact info
600 California St, 94108, San Francisco, United States
- 415-417-1706
- support@atlasfin.com
- atlasfin.com
4.7
Excellent
33K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 24 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Credit and Savings
This is the card you need to build credit and help you save also. I don’t have to remember to save it does it for me you can do it on auto.
October 13, 2026
Unprompted review
Using this card and my credit goes up
Using this card and my credit goes up
October 14, 2026
Unprompted review
If it wasn’t for OnePay being there for me where would I be today?
You know I really am supersized on how I have been help by someone that dont know anything about my situation. There come a time in everyone’s life when it gets tuff one what your going to do about your debt and OnePay has sept into my life and many other ones life and help us out and if it wasn’t for them I wouldn’t be where im at today.
April 9, 2026
Unprompted review
Spend Power
I feel the spend power can be explained a little better but definitely a good starter card
October 14, 2026
Unprompted review
Reply from Atlas - Rewards Credit Card
Hi claudia, thanks for bringing this to our attention. For more information on Spend Power, please see
https://help.atlasfin.com/en/articles/10548762-how-does-spend-power-work. If there's anything else we can assist you with, please reach out to us at support@atlasfin.com. Thank you!
Great Experience with Atlas!
Great Experience with Atlas!
My experience with Atlas has been great so far. The platform is easy to use, the application process is straightforward, and the overall user experience has been smooth. I appreciate the rewards and benefits offered, and everything has been easy to navigate. Overall, Atlas seems like a promising option for anyone looking for a rewards credit card. I look forward to continuing to use the service!
October 14, 2026
Unprompted review
Great for beginners
October 14, 2026
Unprompted review
My experience
It has honestly benefited me and my credit a lot since I started using it.
October 14, 2026
Unprompted review
I like how its easy to use and keeps…
I like how its easy to use and keeps you updated on your credit and goals
October 14, 2026
Unprompted review
It let's me have the credit I need as I…
It let's me have the credit I need as I pay for the bill I love this card best thing I could have got
October 13, 2026
Unprompted review
Great Tool for Building Credit and…
Great Tool for Building Credit and Tracking Progress
My experience with Atlas has been encouraging, particularly when it comes to credit reporting and transparency. I recently received confirmation that my latest payment information was successfully reported to Equifax, Experian, and TransUnion.
I appreciate being kept informed about my credit-building progress. Having consistent reporting to all three major credit bureaus is an important feature, especially for someone actively working toward improving their financial standing.
I would love to see even more detailed information about how and when these updates affect my credit score, but overall, I appreciate Atlas’s commitment to helping customers establish and strengthen their credit profiles.
Disclosure: Atlas offered sweepstakes entries in exchange for submitting a review.
October 6, 2026
Unprompted review
Awesome raised my credit 19 points
Awesome raised my credit 19 points
October 13, 2026
Unprompted review
Complete scam company
Complete scam company. Do not trust these good reviews. You've been warned. I can't get into the insanity of this company. They will destroy your credit and they have no support. They have tons of hidden charges. They just randomly steal money from your account. Don't do it.
October 12, 2026
Unprompted review
Reply from Atlas - Rewards Credit Card
Hi Eric, thanks for sharing your experience. Upon review, we can see that our customer support team has been on top of your requests and will get back to you soon. In case you have further questions, please contact us at support@atlasfin.com. Thank you!
Great 👍And I'm loving it
October 12, 2026
Unprompted review
Reply from Atlas - Rewards Credit Card
Hi Rasheika, thank you for your wonderful feedback! We're so happy to hear that you're loving your experience with Atlas. We truly appreciate your support and are excited to be part of your credit-building journey!
This one great actually a true to life…
This one great actually a true to life credit improver . Just do what it says and you can control everything.
October 12, 2026
Unprompted review
Reply from Atlas - Rewards Credit Card
Hi Cherie, we’re delighted that you’ve chosen Atlas to be part of your credit-building journey. If you have any questions or need support, please don’t hesitate to reach out to us at support@atlasfin.com. Thank you again!
Reply from Atlas - Rewards Credit Card
Hi Ethan, thank you for your feedback! We’re happy to hear things are going well so far and appreciate you being part of our community.
Been cool having this lil card
Been cool having this lil card, always right time n in need when atlas here n helping me keep my credit under control
October 12, 2026
Unprompted review
Reply from Atlas - Rewards Credit Card
We love hearing how Atlas comes through for you right when you need it most! Providing reliable access to funds during crucial moments while keeping your credit management straightforward and stress-free is exactly what we strive for. If you ever need help or have questions down the road, please don't hesitate to reach out to us at support@atlasfin.com. Thanks for being a valued part of Atlas!
My satisfaction
They are always there ready to help with their perks and all of the different ways you can improve your credit they have a lot of excellent coverage for cell phones and other items I really love that Atlas card
October 11, 2026
Unprompted review
Reply from Atlas - Rewards Credit Card
Hi James, thank you for your wonderful feedback! We're thrilled to hear that you're enjoying your Atlas card and its benefits. It's great to know that our team and credit-building features have made a positive impact on your experience. We truly appreciate your support and are happy to be part of your credit-building journey!
Reply from Atlas - Rewards Credit Card
Hi King, thank you for sharing your feedback! We're happy to hear that your credit score has improved. We're glad to be part of your credit-building journey, and we appreciate you choosing Atlas!
Amazing love the app
October 11, 2026
Unprompted review
Reply from Atlas - Rewards Credit Card
Hi Dominique, thank you so much for your kind words! We're thrilled to hear that you're loving the Atlas app. We appreciate your support and are happy to be part of your financial journey!
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