It’s a Good Time for a Financial Checkup
- Struggling with growing expenses?
- Juggling high-rate credit cards?
- Multiple monthly payments?
A TEG Personal Loan may help you create more room in your budget before the holidays get here.
Grow Your Savings with Higher Rates
Choose your term, lock in your rate, and safely boost your returns.
First Time Homebuyer?
Join our FREE monthly webinar!
TEG’s friendly local experts are here to answer your questions and help you get prepared to buy your new home.
Drive Forward with Confidence
Get the financing you need to find the right vehicle, with support from a local lender you can trust.
Put the wheels in motion with:
- Competitive rates
- Flexible terms
- A simple online application
- Fast approvals
Discover the TEG Difference
Where You Bank Matters.
Local. • Personal. • You-first.
At TEG, you’re more than an account number. You’re a member and a neighbor. This is a place where you belong, where people know your name and take the time to understand your goals. With decisions made locally, personalized guidance, and solutions that help you keep more of your hard-earned money, we’re here to help you move forward with confidence.
We’re neighbors helping neighbors. When you succeed, our whole community thrives. That’s TEG, where Together Everyone Grows.
Since
1969
Serving the Hudson Valley
Loans
Personal Loans
APR
Fixed rates and one simple monthly payment for whatever life brings.
Debt Consolidation
APR
Combine high-rate balances into one lower monthly payment.
Vehicle Loans
APR
Low rates on new and used cars, trucks and more.
Credit Cards
APR
Earn rewards on everyday purchases with the TEG Rewards Visa.
Mortgage
Mortgages
APR
Buy or refinance your home with local lending you can trust.
Home Equity Loans
One lump sum at a fixed rate, with the same payment every month.
as low as
6.50% APR
Rates as of
HELOC
APR
Borrow against your home’s equity as you need it, with a flexible line of credit.
Accounts
Current Offers
Don’t Miss Out on These Great Offers
Mortgage Offer
NEW
Community Heroes Mortgage
Serving those who serve: police, firefighters, EMTs, military and veterans.
$1,000 closing credit*
First mortgages of $250K+
*Offer ends 12/31/2026. See program details.
Free Webinar
FREE Homebuyer Webinar
Join us virtually on Wednesday, 11/4 at 6:30 pm.
$500 off closing costs
For webinar attendees
Credit Card
TEG Reward Credit Card
Get started with our great low-rate rewards card with NO annual or balance transfer fees.
3.99% APR*
Intro rate for 6 months
+ 5,000 Bonus Points
Savings
Grow Your Savings with our Certificates
Lock in a guaranteed rate with a TEG Certificate today.
12 mo
4.05%
APY
24 mo
4.15%
APY
36 mo
4.35%
APY
Free Review
Free Credit Report Review
Is your credit score in ship shape? Don’t skim the surface, dive in and find out! Raise your score with trustworthy personal counseling from TEG.
Your Money. Your App. Anytime. Anywhere.
Personal banking doesn’t always have to be in person. With TEG’s mobile app, you can bank when and where it’s convenient for you, with the tools, security, and flexibility to stay connected to your finances every day.
Everything you need to bank with confidence.
Check balances and track spending
Deposit checks without visiting a branch
Transfer money in just a few taps
Pay bills securely from anywhere
Turn cards on and off instantly
Receive real-time account alerts
Monitor your credit score
Your Security Is Important to Us
Scammers are calling, texting, emailing, and impersonating TEG. Don’t take the bait.
Scammers are impersonating trusted companies and financial institutions.
TEG will NEVER contact you to ask for your personal or account information. Protect yourself:
- Never give online account credentials
- Never share a security code
- Never move money to “protect” an account
- Never provide remote access
- Never withdraw cash for someone over the phone or online
What’s Happening in Our Community
Candy for a Cause
This Month’s Candy for a Cause
Neighbors helping neighbors make a difference one candy bar at a time. Stop into your local TEGFCU branch to make a purchase and support a local charity.
Events & Webinars
TEGFCU News
★★★★★
