PrimeLending, A PlainsCapital Company

You’ve spent years building equity in your home. A reverse mortgage may help eligible homeowners 62 and older turn a portion of that equity into greater financial flexibility while continuing to live in their home.* Whether the goal is managing everyday expenses, making home improvements or preparing for what comes next, understanding your home equity may open up new possibilities. Connect with a PrimeLending home loan expert to learn how a reverse mortgage works and whether it may be right for you. https://bit.ly/4xZ0jyc *These are brokered loan products. All credit decisions for brokered loan products will be made by the third-party lender. Restrictions and limitations apply. Not available in the state of NY. You must still live in the home as your primary residence, continue to pay required property taxes, homeowners’ insurance, and maintain the home according to FHA requirements. Failure to meet these requirements can trigger a loan default that may result in foreclosure. As required by FHA, you will be charged an up-front mortgage insurance premium (MIP) at closing and, over the life of the loan, you will be charged an annual MIP based on the loan balance. Your current mortgage, if any, must be paid off using proceeds from your reverse mortgage loan. If your home needs repairs to be eligible for a reverse mortgage loan, you may be able to use the proceeds of the loan to accomplish this. Generally, the money received is not considered income and could be tax free, please consult your tax advisor and appropriate government agencies for any effect on taxes or government benefits. It is strongly advised that you consult with your family and / or trusted financial planner when considering any reverse mortgage loan.

More down isn’t automatically better. A larger down payment can reduce how much you borrow and may lower your monthly mortgage payment. But buying a home is only one part of your financial picture. Keeping some cash available for closing costs, emergencies, moving expenses, home improvements or other priorities may be important, too. And despite the common 20% down myth, many qualified buyers have options that require less. The right down payment is the one that makes sense for your loan, your budget and your broader financial goals. Want to explore how changing your down payment could impact your payment? Try our mortgage payment calculator. https://bit.ly/46SL26Z

Veterans and service members, don’t miss this opportunity to save...on us. PrimeLending offers no lender fees on eligible VA loans*, which could mean meaningful savings when you purchase or refinance a home. If you’re eligible for VA financing, we can walk you through the benefit, answer your questions and help you understand what you could save. Learn more about VA loans here: https://bit.ly/3TGb8qK *All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding fee, title, and appraisal etc. Down payment waiver is based on VA eligibility. Must apply for loan by 12/31/2026. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions, and is not available on brokered loans. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program. Savings will reflect on Closing Disclosure at closing. Subject to credit approval.

Rent: $2,000. Mortgage: $2,000. Same thing financially? Not necessarily. Comparing renting and owning means looking beyond the monthly payment, including upfront costs, ongoing expenses, equity and your longer-term financial goals. And if you're waiting until you've saved 20% to even explore buying, there's something else you should know. Get the bigger picture in our latest blog, then put your own numbers to the test with our Rent vs. Own Calculator. https://bit.ly/3TBtt8c

Growing production today takes more than working harder. It takes an environment that helps you execute consistently — with the technology, products, operations, marketing and leadership to keep your business moving. At PrimeLending, 63.4% of our loan officers increased their production.* That’s not a promise about what could happen. It’s proof of what’s already happening here. See what PrimeLending producers are building. https://bit.ly/4i0ovv7 *Based on internal data for 2025.

It can be hard to consider giving up a low rate. But your housing decision involves more than your mortgage. Has your commute changed? Do you need more or less space? Are schools, location or proximity to family becoming more important? What about maintenance, taxes or other ongoing costs? Moving may mean taking on a higher rate or monthly payment, which makes understanding the full financial picture especially important. If your life has changed, it may be worth finding out what your options look like today. Connect with a PrimeLending home loan expert and put the numbers in perspective. https://bit.ly/4AMP4LL

Great workplace cultures are built to last. For the 11th year in a row, PrimeLending has been named a Fortune Best Workplaces in Financial Services & Insurance™. We’re especially proud because this recognition is based on feedback from the people who know our culture best: our employees. For 40 years, we’ve worked to build a company where people come first. And for 11 consecutive years, our employees have helped us earn this recognition. That’s a legacy we’re proud of and a culture we’re committed to carrying forward. https://lnkd.in/gvGdeYc #TeamPrimeLending #BestWorkplaces #MortgageCareers #WorkplaceCulture

Budgeting for a home? Look beyond the mortgage. Your principal and interest are important, but they’re only part of the cost of homeownership. Property taxes, homeowners insurance, potential HOA or mortgage insurance costs, utilities and ongoing maintenance can all factor into your overall housing budget. Understanding those expenses before you buy can help you determine a price range and monthly payment that feel comfortable for the long term. A PrimeLending home loan expert can help you understand the costs that may come with buying a home, so you can plan with greater confidence. Get the full picture before you make your move. https://bit.ly/3Vr2EnT

You've built equity. Now what? For many homeowners, equity can be more than a number on paper. It may help you: - Update your home - Pay off higher-interest debt - Support future homebuying goals - Help cover major expenses Not sure how much equity you've built? A loan officer can help you connect the dots between your equity and your next move. https://bit.ly/3VWrU5w

What If the Right Home Isn’t on the Market Yet? You’ve toured the homes. Made the compromises. And still haven’t found one that feels right. If the existing homes in your market aren’t checking the boxes, new construction could give you another path forward. From choosing the location and floor plan to creating spaces that fit the way you actually live, building lets you start with what matters most to you. And construction financing may be more approachable than you think. Before you settle for almost right, explore what it could take to build. Connect with a local PrimeLending loan officer to learn more. https://bit.ly/4dfCxqa