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The Pensioner's Paradox
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The Real Retirement Risk Is Not Running Out of Money. It's Losing Confidence to Use It.
For many retirees, the problem is not a lack of funds.
16 hrs ago
•
Phil Gaudiano, CPA
3
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The Retirement Risk Nobody Warns You About
Why Most Retirees Die With Their Savings Intact, and Their Best Years Behind Them
May 27
•
Phil Gaudiano, CPA
7
1
1
Build the Floor First
The Income Floor Effect
May 17
•
Phil Gaudiano, CPA
15
1
9
I've Seen Your Tax Return. Here's What Worries Me.
The Pensioner's Paradox now lives at phil.cpa. Subscribe to get new essays directly at phil.cpa/newsletter. Free, no spam, written by a CPA.
May 10
•
Phil Gaudiano, CPA
71
5
17
What Peace of Mind Is Actually Worth in Retirement
The hidden return nobody measures, and why it may be your most valuable asset
May 3
•
Phil Gaudiano, CPA
15
1
8
What Would Actually Have to Go Wrong?
Most retirement anxiety is not about a specific threat. It is about a cloud.
Apr 26
•
Phil Gaudiano, CPA
11
8
The Real Reason You Keep Putting Off Your Retirement Plan
*Before we begin, this week’s piece is shorter than usual due to the end of tax season and other demands.
Apr 19
•
Phil Gaudiano, CPA
7
5
Why Most People Wait Too Long to Think About Retirement Taxes
The hardest part about retirement taxes is that they usually become important long before they become visible.
Apr 12
•
Phil Gaudiano, CPA
14
8
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More money doesn't buy more security in retirement. Exploring the psychology and tax strategy that actually does.
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